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In 2025, wildfire insurance hinges on defensible space compliance. Homeowners need to manage vegetation zones, handle costs of $1,500 to $5,000, and maintain annually. Explore DIY options, rebates, and insurer guidelines to protect homes and lower premiums effectively.
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Wildfire insurance now demands proactive home hardening—think fire-resistant roofing, ember-proof vents, and defensible space. Upgrades cost $8,000–$35,000 but boost safety, insurance eligibility, and property value. DIY covers vegetation management, while structural changes require professionals. Smart timing, bundling, and incentives reduce costs. Protect coverage, lower premiums, and safeguard your investment.
Insurance providers are tightening requirements in wildfire areas, prompting homeowners to invest in upgrades. This guide covers key home hardening measures, from roofs to defensible space, with cost breakdowns, DIY tips, and strategies to secure coverage before 2025 changes take effect.
