Changes

Why Insurers Are Dropping Mold Coverage in 2026

As of 2026, mold coverage vanishes from standard home insurance, shifting remediation costs to homeowners amid rising claims and climate challenges. Explore the reasons for this policy shift, exclusion details, and expert tips for prevention and documentation to secure your property.

By Stacy Cadri•January 9, 2026

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Waterproofing Cuts Flood Insurance Up to 25%

With 2025 flood map revisions raising risks for many homes, insurance costs are climbing. Basement waterproofing offers up to 25 percent premium cuts, protects against damage, and boosts resale value. Discover top systems, timing tips, and savings strategies for maximum impact.

Cody Gautson•Nov 27