Wildfire Insurance and Home Hardening Requirements Explained

Wildfire insurance now demands proactive home hardening—think fire-resistant roofing, ember-proof vents, and defensible space. Upgrades cost $8,000–$35,000 but boost safety, insurance eligibility, and property value. DIY covers vegetation management, while structural changes require professionals. Smart timing, bundling, and incentives reduce costs. Protect coverage, lower premiums, and safeguard your investment.